I have a dream. Brazilian neobank that has been growing profits like chickens on steroids, while having a PE of 20, conquering the world. ARPU expanding exponentially the more a customer stays with them, Mexican banking license, US banking license. Operating for years under one of the strictest central banks in the world with the advantage of cheap deposit funding. It can be scary, it is a brazilian company, they have a scary president. But who are we if we let fear stop us from dreaming.